What you'll need before you start
International transfers are fastest when you have the recipient's details ready. Exactly which fields you need depends on the destination country — Payvora automatically shows the right form for each region.
Before you begin, make sure your wallet holds enough of the sending currency and that your account is verified.
- The recipient's full legal name, matching their bank account
- Their bank details — account number, routing or SWIFT code, IBAN, or sort code depending on the region
- The reason for the payment, which some destinations require for compliance
Choose your destination
Select the country and currency you're sending to. Payvora supports the major rails for each region — local bank transfers, international wires, and mobile money payouts — and picks the fastest available option automatically.
If you send to the same destination regularly, save it as a beneficiary or as a transfer template with its own schedule.
Review your quote
Before you confirm, you'll see the full picture: the exchange rate, the fee, and the exact amount the recipient will receive. There are no hidden charges added later — the number you approve is the number that arrives.
Quotes refresh with live market rates, so you always see current pricing at the moment you send.
Confirm and track
Approve the payment with your secure verification step, and your transfer is on its way. Every transfer gets a reference number you can use in Support conversations.
You can follow the status of a transfer in your transaction history from pending to completed, and we notify you at each milestone.
How long transfers take
Delivery speed depends on the destination and the rail used. Many local transfers settle the same day or within one business day, while international wires can take one to three business days.
Weekends and public holidays in either country can add time, and a small number of payments may be held briefly for compliance review before release.