Launch priority
— the order capabilities go live- 1KYC
- 2Wallets
- 3Virtual accounts
- 4Deposits
- 5Bank & mobile-money transfers
- 6FX
- 7Merchant payments
- 8Cards
- 9Cross-border transfers
Wallets & Accounts
2 solutionsDigital Wallet & Multi-Currency Accounts
Hold supported currencies, view balances, receive money, and manage transactions from one dashboard.
Virtual Bank Accounts
Dedicated local or virtual account details through approved banking/BaaS partners, paid directly into Payvora.
Money Movement
4 solutionsLocal Money Transfers
Instant or near-instant sends to supported bank accounts and wallets within the country.
International & Cross-Border Transfers
Send and receive globally through Payvora's bank-grade payment network.
Mobile Money Payments
Deposits, withdrawals, and transfers to mobile-money wallets — core for Ghana and wider Africa.
Scheduled & Recurring Payments
Schedule transfers and recurring payments for subscriptions, suppliers, and family support.
Cards & Everyday Payments
3 solutionsPayvora Cards
Virtual and physical Payvora-branded cards issued through licensed partners, for online and everyday spending.
Bills & Everyday Payments
Airtime, mobile data, utilities, TV, internet, and other recurring bills where local integrations exist.
Request Money
Request payments from another Payvora user, or generate a payment request to share externally.
FX & Digital Assets
3 solutionsCurrency Exchange / FX
Convert supported currencies inside Payvora with transparent exchange rates and transaction fees.
Crypto Services — Coming Soon
Buying, selling, depositing, withdrawing and converting digital assets is not yet available.
Stablecoin-Based Settlement — Coming Soon
Stablecoin-powered cross-border settlement is not yet available.
Business & Commerce
5 solutionsMerchant Payments
Businesses accept customer payments online and through Payvora — bank transfers, cards, mobile money, and more.
Payment Links & Invoices
Create payment links or invoices and share them by email, SMS, WhatsApp, or social media.
Business Accounts
Collections, payouts, employee permissions, reports, reconciliation, and multi-user access.
Mass & Bulk Payouts
Pay suppliers, employees, contractors, and multiple beneficiaries from one dashboard or API.
Payvora Merchant Checkout
An embeddable checkout for websites and apps, powered by Payvora and its payment partners.
Developers
2 solutionsPayvora Business API
APIs for virtual accounts, collections, transfers, payouts, wallet balances, FX quotes, webhooks, and reconciliation.
Developer & Sandbox Platform
API keys, documentation, test accounts, webhook testing, and logs — sandbox first, production on approval.
Platform & Trust
5 solutionsCustomer KYC & Business KYB
Identity and business verification with AML screening and transaction monitoring through compliance providers.
Transaction & Financial Dashboard
History, downloadable statements, receipts, spending summaries, transfer tracking, and notifications.
Admin & Compliance Dashboard
Central oversight of customers, KYC, transactions, cards, providers, limits, disputes, risk, and settlements.
Provider-Orchestration Layer
One backend, many providers — each service auto-routes by country, currency, price, and availability.
Partner Marketplace
Approved merchants and financial-service partners offering complementary services through the platform.
Financing that works like you do.
PayVora is evaluating financing providers for embedded business credit. Slope is one provider being considered; availability, pricing, underwriting and repayment terms will apply only after a provider relationship and production integration are approved.
How it works
- 1Open a Payvora business account
- 2Submit financing interest through PayVora
- 3Continue with the approved provider when available