Create your account in minutes
Opening a Payvora account takes only a few minutes. Start from the application page and choose the account type that fits you — a personal account for everyday spending and transfers, or a business account with cards, invoicing, and team controls.
You'll provide your full legal name, email address, and country of residence. We use this information to create your profile securely, and you can complete the rest at your own pace.
- Personal accounts for multi-currency wallets, cards, and global transfers
- Business accounts for team spending, invoicing, and payment links
- One login for every product — wallets, cards, transfers, and trading
Complete identity verification
Before you can move money, we verify who you are. This keeps Payvora safe and compliant for everyone, and it's required for accounts under international financial regulations.
Verification is straightforward: capture a photo of your government-issued ID and a quick selfie to confirm it's really you. Most reviews are completed quickly, and we'll notify you the moment your account is approved.
- A valid government-issued ID (passport, national ID, or driver's license)
- A live selfie taken during the application
- Your residential address as it appears on your ID
Fund your first wallet
Once approved, your Payvora wallets are ready to receive funds. Choose the currency you want to start with and pick the funding method that suits you best.
You can top up by card, mobile money, or bank transfer — or fund on-chain with stablecoins. Deposits are credited to your wallet, and your balance is available across every Payvora product immediately after settlement.
Make your first payment
With funds in your wallet, you're ready to move money: send to bank accounts and mobile money wallets worldwide, pay with your virtual card, exchange between currencies, or send instantly to other Payvora users.
Save the people and businesses you pay often as beneficiaries, so future payments take seconds instead of minutes.
Set yourself up for success
A few minutes of setup saves hours later. We recommend completing these steps on day one:
- Enable multi-factor authentication in Settings
- Save your frequent beneficiaries and create transfer templates for recurring payments
- Set up balance and currency alerts so you never miss a movement
- Issue a virtual card for online subscriptions and everyday spending