Payments across the globe — availability is subject to approval.

Multi-currency accounts · USDC & USDT on-chain

Modern money solutions built for customers and businesses around the
world.

Payments that move the world forward.

Secure account controlsSettle locally where supportedNo hidden fees

PayVora is a financial technology platform operated by Dune Payments Limited, not a bank. Payment services, account details and cards are subject to eligibility and provider approval. Do not send funds to unverified account details.

Behind the platform

Modern banking, run by real people

From our operations floor to our partner banks, a dedicated team keeps your money moving safely — every day.

Personal advisors when you need them

Personal advisors when you need them

Real people behind every account — from onboarding to your first transfer.

A team that moves money daily

A team that moves money daily

Our operations desk settles payments across borders, every working hour.

Banking that fits your workday

Banking that fits your workday

Manage accounts, cards and payouts from your desk — or your phone.

Partnerships built on trust

Partnerships built on trust

Licensed banking partners stand behind every account we issue.

Partner-powered infrastructure

Financial services are enabled through approved third-party providers.

Africa-first rollout

Initial launch focus is Ghana and selected African payment corridors.

Bank-grade encryption
Regulated partners
50+ currencies

BORDERLESS BY DESIGN

Local accounts. Global reach.

Receive money like a local, and send to the people who matter — wherever they are.

USD Receiving Accounts

Get a US account with routing and account numbers for ACH and Wire transfers.

EUR Receiving Accounts

Receive EUR via SEPA with your own IBAN — across 27 EU countries.

Local Currencies

Hold and send in GHS, NGN, ZAR, KES and more — settle locally where supported.

Crypto Services

Coming soon — digital asset settlement is not yet available.

Country availability

🇺🇸

United States

USD

🇪🇺

Eurozone

EUR

🇬🇧

United Kingdom

GBP

🇬🇭

Ghana

GHS

🇳🇬

Nigeria

NGN

🇿🇦

South Africa

ZAR

🇰🇪

Kenya

KES

🇨🇦

Canada

CAD

🇮🇳

India

INR

🇨🇳

China

CNY

More countries and corridors added regularly.

Insights

See exactly where your money goes

Every card payment, transfer, and withdrawal is tracked automatically — so you get clean spending trends and monthly activity without spreadsheets.

Spending trends

Last 6 months

Spent this month

$6,900

vs last month

21%

Transactions

52

AprMayJunJulAugSep$0$2.0k$4.0k$6.0k$8.0k015304560
  • Activity
  • Spending
  • Deposits
Spending Monthly activityIllustrative example — your dashboard shows your real data.
How it works

Know how your payment service works

Provider approval

Accounts, cards and payment routes must be approved by the relevant providers before they can be used. Availability differs by country.

Identity verification

Submitting an application does not automatically approve an account. Identity, business and compliance checks may be required.

Clear payment status

A submitted payment is not a completed payout. Provider confirmation and settlement checks are required before funds become available.

Account security

Never share passwords or verification codes. Confirm account details with support when a service or provider has not been verified.

PayVora is a financial technology platform, not a bank. Any safeguarding or insurance coverage must be explained in the terms for the specific approved service. This page does not certify regulatory approval or security compliance.

Ask about service availability

NO HIDDEN COSTS

Transparent pricing

Know what you pay before you send. No surprise fees — ever.

Fees at a glance

Account openingFree
Monthly maintenanceFree
Internal transfer (Payvora to Payvora)Free
ACH transfer (USD)$0.50
SEPA transfer (EUR)€0.50
Mobile money (MoMo) transfer1.0%
SWIFT / international wire1.0% (+ $35.00 USD wires)
Currency conversion1.0% Payvora fee
Virtual card creationFree
Card transactions (domestic)Free
Card transactions (abroad / FX)0.5% – 2.0%

Always included, at no cost

  • Unlimited multi-currency wallets
  • Free account opening and maintenance
  • Free internal transfers between Payvora users
  • Automatic transaction categorization by Payvora AI
  • Real-time exchange rate notifications
  • 24/7 customer support

Fees shown are indicative and may vary by corridor, currency, and partner. Final fees are displayed before you confirm any transfer.

Payvora

One account for
global money

Open your Payvora account in minutes. Hold, send, and spend across currencies — with AI on your side.