Choose the channel that fits you
Payvora supports the funding methods people actually use in each region. Pick one from the Deposit page and follow the guided flow — the steps adapt to the method and currency you choose.
- Card top-ups: instant funding from a debit or credit card, with the option to save the card for next time
- Mobile money: fund straight from a mobile money wallet in supported markets
- Bank transfer: send to your account details for larger amounts and lower costs
Speed vs. cost
Instant methods like cards and mobile money are convenient for everyday amounts, while bank transfers usually carry lower costs for larger deposits.
As a rule of thumb: fund small amounts instantly, and move large amounts by bank transfer where the savings are worth the extra step.
What to know about card funding
Card deposits are processed as secure checkouts — you enter card details once in the payment flow, never anywhere else. You can save a card after a successful deposit so future top-ups take seconds.
Card deposits may be held briefly while the payment settles, then released to your spendable balance. Pending funds are always visible on your wallet so nothing arrives unannounced.
Bank transfer deposits
Your account details for each currency are listed in the app. Quote the reference shown with your details so the deposit is matched to your account automatically.
Bank transfers arrive on the sending bank's schedule — typically same-day for local transfers and one to three business days for international wires.