Secure account applicationindividual

Open a Payvora account

Choose your account type and complete KYC verification. Your application and documents are sent to our compliance team for review. Only approved applicants receive a provisioned account.

Personal Account

One account for a borderless financial life.

A Payvora personal account puts global accounts, worldwide transfers, virtual cards and digital assets in one secure, beautifully simple place.

Every currency, one home

Hold and spend USD, EUR, GBP, NGN, GHS and more without juggling multiple banks — balances converted live at real rates.

Send money worldwide

Transfer to bank accounts across five regions with live exchange rates, transparent fees and one-tap templates for recurring payments.

Spend safely online

Create virtual cards with spending limits for subscriptions and purchases — lock, replace or delete them anytime.

Trade digital assets

Buy and sell crypto, fund your account with stablecoins, and track holdings alongside your everyday balance.

Bank-grade protection

Biometric liveness checks, multi-factor authentication and strict account isolation keep your money yours alone.

Tools that grow with you

Invoicing for freelancers, bill reminders and spending insights — professional features that scale with your ambition.

Personal information

Full legal name *

Email *

Phone

Date of birth

Nationality

Country of residence

Residential address

Address line 1

City

State / Province

Postal code

Identity verification

ID type *

ID number *

Upload ID document *Click to uploadNational ID, passport, driver's license or voter's ID

How did you hear about us?

Referral source

Facial verification

Required

Secure face verification

Verify your government ID, live presence and face match through our identity verification provider.

I consent to the capture and processing of my identity document, facial image and biometric/liveness data for identity verification, fraud prevention and regulatory compliance, as described in the Privacy Policy.

Capture on your phone instead

Waiting for your phone… keep this page open.

Scan the code with your phone camera, or open Payvora on your phone and tap “Scan verification code” in the application — you can also copy the link and open it on any device. You can upload your ID document and capture your selfie there, and your application continues here automatically once the photo is captured.

Started on your computer? Scan its verification code on this phone to finish the document verification right here.