Wallets
Manage multi-currency balances and move funds with ease.
Multi-Currency Balances
Fund Accounts
Move Between Wallets
Secure Storage
Overview
Payvora Wallets are the home of your money. Each currency you use gets its own clean, spendable balance, and you can fund any of them from the source that suits you: a debit or credit card, mobile money, or a bank transfer.
From a wallet, everything else follows — send payments, top up cards, exchange currencies and schedule payouts, all from a single balance view with live totals across every currency you hold.
What you get
Every major currency
Hold USD, GHS, NGN, EUR and more — same dashboard, same controls.
Every funding path
Card checkout, mobile money, bank transfer and linked accounts all credit the right wallet.
Saved payment methods
Save cards for one-tap top-ups — details are tokenized and never stored in full on Payvora.
Live balance worth
See what every wallet is worth in your home currency, updated with live exchange rates.
Pending-funds clarity
Deposits that are still settling are shown separately, so your spendable balance is always accurate.
How it works
- 1Sign up — your starting wallets are provisioned automatically.
- 2Pick a wallet and a funding method: card, mobile money or bank transfer.
- 3Funds appear in your balance and move instantly between your Payvora wallets.
- 4Spend, send, convert or save — every action is one tap away.
Common questions
Which currencies can I hold?
Major fiat currencies. New currencies are added as payout and deposit rails go live.
Can I move money between my own wallets?
Yes — internal transfers between your wallets are instant and free of provider charges.
How long do card deposits take?
Card top-ups are usually instant; funds that need provider settlement show as pending and release automatically.
Start using Multi-Currency Wallets
One balance per currency, funded your way — card, mobile money or bank transfer.
Explore more Payvora products
Global Accounts
Local account details in major currencies — get paid like a local, anywhere.
Global Transfers
International-standard payments to 20+ regions, with smart forms that fill themselves.
Local Payouts
Send from your wallet straight to bank accounts and mobile money — locally, instantly.
Currency Exchange
Convert between your wallets at live rates — instantly, with the rate locked up front.
Virtual Cards
Visa and Mastercard virtual cards, funded from any wallet and locked in seconds.
Bill Pay
Track, schedule and settle your bills from one place — never miss a due date.